Self Employed

Self-Employed? Need a Car? Oasis Motor Finance Has You Covered!

Can You Finance a Car if You’re Self-Employed? Absolutely!

Whether you’re a freelancer, a contractor, or run your own business, we get it—traditional 9-5 jobs aren’t for everyone. Oasis Motor Finance is here to help you find a car finance deal tailored to your unique income structure.

Why’s It Tricky to Get Car Finance for the Self-Employed?

Let’s be honest—being self-employed has its ups and downs. You enjoy flexibility, but lenders see uncertainty. Traditional lenders prefer the predictability of a fixed income. But worry not! We collaborate with a diverse set of lenders to find a solution for you.

How Do You Prove Your Income When You’re Your Own Boss?

You won’t have payslips, but recent bank statements or open banking data can do the trick. If you use your vehicle for business—say, you’re a driving instructor—we’ve got you covered too.

Got Bad Credit and Self-Employed? No Worries!

Life happens. Sometimes you miss a payment. Don’t sweat it—we work with lenders who specialize in helping those with less-than-perfect credit.

What Can You Do to Boost Your Chances?

  1. Check Your Credit Score: Know your financial standing before you apply.
  2. Provide Income Proof: Bank statements or open banking can serve as your income proof.
  3. Get on the Electoral Roll: This can help confirm your name and address and could improve your credit score.
  4. Consider Open Banking: It provides a more comprehensive picture of your financial health.
  5. Bigger Deposit, Better Odds: A larger upfront payment can make your loan application more appealing.

Need a Van or Motorbike Instead?

Whether it’s a spacious van for your business or a zippy motorbike for weekend rides, we have loan options for all kinds of wheels.

Why Choose Oasis Motor Finance for Self-Employed Car Finance?

We’re not just about cars; we’re about improving your life quality. Whether you need a car for work, shopping, or road-tripping, we aim to provide the best finance deal to fit your self-employed lifestyle. Plus, our dedicated account managers are here to guide you every step of the way.

Representative Example Of Credit (Hire Purchase)
Hire Purchase (HP) Finance Example: Cash Price £12,480.00 Total Deposit £1,140.00. Total Amount of Credit £11,340.00. 60 monthly repayments of £284.50. Interest Charges of £5,730.00 Total Amount Payable £18,309.00. Annual Fixed Interest Rate of 11.1%. Representative APR 18.9%.

Need to Talk?

If you'd like to talk to one of our customer care team please call us 0161 850 5000.

You can also WhatsApp or email us using the links below.

To request a call back at a time convenient to yourself, please use the form below remembering to leave a short message so we can direct your enquiry to the correct team.

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Oasis Motor Finance Limited is a company registered in England and Wales with company number 10055340. Oasis Motor Finance is regulated by the Financial Conduct Authority with Financial Services reference number 757830.

Contact

Oasis Motor Finance Limited

Trident Park, Trident Way, Blackburn, Lancashire BB1 3NU

Oasis Motor Finance Limited is a credit broker and a lender.
We look to find the best rate from our panel of lenders, which we are part of and will offer you the best deal that you're eligible for. We don't charge a fee for our service, but we do earn a commission. This does not influence the interest rate you're offered in any way.

Applicants must be 18 years or over. We are only able to offer finance products from our providers.

Oasis Motor Finance Limited are registered with the Information Commissions Office under registration number: ZA196536.