Self Employed
Self-Employed? Need a Car? Oasis Motor Finance Has You Covered!
Can You Finance a Car if You’re Self-Employed? Absolutely!
Whether you’re a freelancer, a contractor, or run your own business, we get it—traditional 9-5 jobs aren’t for everyone. Oasis Motor Finance is here to help you find a car finance deal tailored to your unique income structure.
Why’s It Tricky to Get Car Finance for the Self-Employed?
Let’s be honest—being self-employed has its ups and downs. You enjoy flexibility, but lenders see uncertainty. Traditional lenders prefer the predictability of a fixed income. But worry not! We collaborate with a diverse set of lenders to find a solution for you.
How Do You Prove Your Income When You’re Your Own Boss?
You won’t have payslips, but recent bank statements or open banking data can do the trick. If you use your vehicle for business—say, you’re a driving instructor—we’ve got you covered too.
Got Bad Credit and Self-Employed? No Worries!
Life happens. Sometimes you miss a payment. Don’t sweat it—we work with lenders who specialize in helping those with less-than-perfect credit.
What Can You Do to Boost Your Chances?
- Check Your Credit Score: Know your financial standing before you apply.
- Provide Income Proof: Bank statements or open banking can serve as your income proof.
- Get on the Electoral Roll: This can help confirm your name and address and could improve your credit score.
- Consider Open Banking: It provides a more comprehensive picture of your financial health.
- Bigger Deposit, Better Odds: A larger upfront payment can make your loan application more appealing.
Need a Van or Motorbike Instead?
Whether it’s a spacious van for your business or a zippy motorbike for weekend rides, we have loan options for all kinds of wheels.
Why Choose Oasis Motor Finance for Self-Employed Car Finance?
We’re not just about cars; we’re about improving your life quality. Whether you need a car for work, shopping, or road-tripping, we aim to provide the best finance deal to fit your self-employed lifestyle. Plus, our dedicated account managers are here to guide you every step of the way.