Benefits

Car Finance While on Benefits: Your Route to Independence

Need a Car but on Benefits? We’ve Got Your Back!

Receiving benefits? You’re in good company, with millions of working-age adults in the UK doing the same. Whether you’re unemployed, have a disability, or are juggling care responsibilities, we believe you shouldn’t miss out on car finance. A car can be crucial for medical appointments, school runs, or job interviews.

On Benefits with a Shaky Credit Score? No Worries!

Bad credit can happen to anyone, and being on benefits doesn’t make it easier. Don’t sweat it; Oasis Motor Finance has a diverse range of lenders to match you with a finance deal tailored to your unique circumstances.

The Myth of Guaranteed Car Finance on Benefits

You might see ads promising “guaranteed finance,” but let’s be real—there’s no such thing. Your eligibility depends on multiple factors, from your personal situation to the type of car you want. While we can’t guarantee finance, we can promise to do our utmost to find a plan that fits you.

Unemployed but Need a Car? Let’s Talk!

Lack of employment shouldn’t be a roadblock to getting car finance. A car might be your ticket to a new job! It may be trickier, but we collaborate with lenders who specialize in helping the unemployed. A solid credit score or guarantor can also improve your chances.

On Disability Benefits? You’re Still In The Game!

Life with a disability comes with its own challenges; getting car finance shouldn’t be one of them. We work with lenders who are open to applicants on Disability Living Allowance (DLA), Carer’s Allowance, or Personal Independence Payment (PIP).

Choose Oasis Motor Finance for Benefits-Based Car Finance

We’re passionate about making life better for our customers. Whether you need a vehicle for essential appointments or the day-to-day errands, we aim to find you the best deal. Plus, a dedicated account manager will help you navigate the entire process.

Representative Example Of Credit (Hire Purchase)
Hire Purchase (HP) Finance Example: Cash Price £12,480.00 Total Deposit £1,140.00. Total Amount of Credit £11,340.00. 60 monthly repayments of £284.50. Interest Charges of £5,730.00 Total Amount Payable £18,309.00. Annual Fixed Interest Rate of 11.1%. Representative APR 18.9%.

Need to Talk?

If you'd like to talk to one of our customer care team please call us 0161 850 5000.

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To request a call back at a time convenient to yourself, please use the form below remembering to leave a short message so we can direct your enquiry to the correct team.

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Oasis Motor Finance Limited is a company registered in England and Wales with company number 10055340. Oasis Motor Finance is regulated by the Financial Conduct Authority with Financial Services reference number 757830.

Contact

Oasis Motor Finance Limited

Trident Park, Trident Way, Blackburn, Lancashire BB1 3NU

Oasis Motor Finance Limited is a credit broker and a lender.
We look to find the best rate from our panel of lenders, which we are part of and will offer you the best deal that you're eligible for. We don't charge a fee for our service, but we do earn a commission. This does not influence the interest rate you're offered in any way.

Applicants must be 18 years or over. We are only able to offer finance products from our providers.

Oasis Motor Finance Limited are registered with the Information Commissions Office under registration number: ZA196536.