Refused Car Finance

Been Turned Down for Car Finance? We’re Your Second Chance!

Rejected Elsewhere? Still Want That Dream Car? No Problem!

We’ve all been there—seeing the car you’ve always wanted only to be denied financing. It’s frustrating, but don’t lose hope. Oasis Motor Finance works with a variety of lenders, giving you another shot at driving away in your dream car.

What’s Next If You’ve Been Refused Car Finance?

So you’ve faced a setback. The first thing to do is figure out why. It could be your credit score, the type of car you chose, or a hiccup in your application. If you can, hold off on applying again immediately; multiple hard credit checks in a short time can hurt your chances later on. But if you can’t wait, consider a more budget-friendly vehicle to boost your odds.

Got Bad Credit? You’re Not Out of the Race Yet!

If your credit score is holding you back, don’t fret. Small improvements can make a big difference over time.

Why Was Your Application Denied?

Rejection can stem from various factors, not just your credit score. It could be a clerical error like a wrong postcode or phone number, or life changes like a new job or periods of unemployment. Even the car you pick can influence a lender’s decision. Regularly checking your credit report for errors is a good habit to adopt.

Can Oasis Motor Finance Help If I’ve Been Refused Elsewhere?

Absolutely! Even if your credit history includes CCJs, defaults, or IVAs, our panel of lenders gives us the flexibility to find a finance option that suits you.

Why Choose Us After Being Turned Down?

We believe car finance should be a tool for enhancing your everyday life, whether it’s making the school run easier or turning heads on your daily commute. With Oasis Motor Finance, you not only get a second chance at finance but also a dedicated account manager to guide you every step of the way.

Representative Example Of Credit (Hire Purchase)
Hire Purchase (HP) Finance Example: Cash Price £12,480.00 Total Deposit £1,140.00. Total Amount of Credit £11,340.00. 60 monthly repayments of £284.50. Interest Charges of £5,730.00 Total Amount Payable £18,309.00. Annual Fixed Interest Rate of 11.1%. Representative APR 18.9%.

Need to Talk?

If you'd like to talk to one of our customer care team please call us 0161 850 5000.

You can also WhatsApp or email us using the links below.

To request a call back at a time convenient to yourself, please use the form below remembering to leave a short message so we can direct your enquiry to the correct team.

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Oasis Motor Finance Limited is a company registered in England and Wales with company number 10055340. Oasis Motor Finance is regulated by the Financial Conduct Authority with Financial Services reference number 757830.

Contact

Oasis Motor Finance Limited

Trident Park, Trident Way, Blackburn, Lancashire BB1 3NU

Oasis Motor Finance Limited is a credit broker and a lender.
We look to find the best rate from our panel of lenders, which we are part of and will offer you the best deal that you're eligible for. We don't charge a fee for our service, but we do earn a commission. This does not influence the interest rate you're offered in any way.

Applicants must be 18 years or over. We are only able to offer finance products from our providers.

Oasis Motor Finance Limited are registered with the Information Commissions Office under registration number: ZA196536.